Finance Manager - User Manual

Version 1.0.0 Complete Money Management Made Simple

Table of Contents

  1. Getting Started
  2. Home Dashboard
  3. Managing Transactions
  4. Accounts Management
  5. Statistics & Reports
  6. Investment Tracking
  7. Lending & Borrowing
  8. Tax Management
  9. Settings & Preferences
  10. Cloud Sync & Backup
  11. Subscription Plans
  12. Troubleshooting

Getting Started

First Time Setup

  1. Download & Install
    • Download Finance Manager from Google Play Store
    • Install and open the app
  2. Sign In (Optional)
    • Tap Sign in with Google on the welcome screen
    • Select your Google account
    • Grant necessary permissions
    • Benefits: Cloud sync, backup, and cross-device access
  3. Set Your Currency
    • Go to Settings → Currency
    • Select your preferred currency from 150+ world currencies
    • All amounts will display in this currency
  4. Create Your First Account
    • Tap Accounts tab at the bottom
    • Tap the + button
    • Enter account name (e.g., “Cash”, “Bank Account”)
    • Set initial balance
    • Choose account type and color
    • Tap Save

The app has 4 main tabs at the bottom:

App Navigation

Home Dashboard

Home Dashboard

What You See

Account Summary Card

Recent Transactions

Quick Action Button (+)

Navigation Menu (☰)

Quick Actions

Add Transaction

  1. Tap the + button (bottom right)
  2. Fill in transaction details
  3. Tap Save

View Account Details

Managing Transactions

Types of Transactions

  1. Expense - Money spent
  2. Income - Money received
  3. Transfer - Move money between accounts

Adding a Transaction

Add Transaction

  1. Tap the + Button
    • Located at bottom right of Home screen
  2. Select Transaction Type
    • Choose: Expense, Income, or Transfer

Transaction Types

  1. Fill in Details
    • Amount: Use built-in calculator or type directly
    • Category: Select from pre-defined categories
    • Account: Choose which account to deduct/credit
    • Date: Pick transaction date (defaults to today)
    • Note: Add description (optional)
    • Receipt: Attach photo (optional)
  2. Advanced Options
    • Recurring: Set up repeating transactions
    • Tax: Link to tax categories (for tax reporting)
  3. Tap Save

Transaction Categories

Category Selection

Expense Categories:

Income Categories:

Editing Transactions

Method 1: From Transaction List

  1. Go to Transactions tab
  2. Find the transaction
  3. Swipe left on the transaction
  4. Tap Edit icon
  5. Make changes
  6. Tap Save

Method 2: From Transaction Details

  1. Tap any transaction to view details
  2. Tap Edit button
  3. Make changes
  4. Tap Save

Deleting Transactions

  1. Swipe left on any transaction
  2. Tap Delete icon
  3. Confirm deletion

Attaching Receipts

  1. When adding/editing a transaction
  2. Tap Add Receipt or camera icon
  3. Choose:
    • Take photo with camera
    • Select from gallery
  4. Photo will be saved with transaction
  5. Tap receipt to view full screen

Recurring Transactions

Set up transactions that repeat automatically:

  1. Create Transaction
  2. Enable “Recurring” toggle
  3. Select Frequency:
    • Daily
    • Weekly
    • Monthly
    • Yearly
    • Custom interval
  4. Set End Date (optional)
  5. Tap Save

Managing Recurring Transactions:

Accounts Management

Account Types

Finance Manager supports multiple account types:

Creating an Account

  1. Tap Accounts Tab
  2. Tap + Button
  3. Enter Details:
    • Account Name (e.g., “Chase Bank”, “Cash Wallet”)
    • Account Type
    • Initial Balance
    • Account Color (for visual distinction)
    • Currency (if different from default)
  4. Tap Save

Viewing Account Details

  1. Tap any account card
  2. View:
    • Current balance
    • All transactions for this account
    • Balance trend over time
    • Monthly spending breakdown

Editing Accounts

  1. Go to Accounts tab
  2. Tap the account you want to edit
  3. Tap Edit icon (top right)
  4. Update details
  5. Tap Save

Deleting Accounts

  1. Open account details
  2. Tap Edit icon
  3. Tap Delete Account
  4. Warning: All transactions for this account will be removed
  5. Confirm deletion

Transfer Between Accounts

  1. Tap + Button to add transaction
  2. Select “Transfer” Type
  3. Choose:
    • From Account: Source account
    • To Account: Destination account
    • Amount: How much to transfer
    • Date: When transfer occurred
  4. Tap Save

Result: Money is deducted from one account and added to another

Cryptocurrency Wallets (Premium Feature)

Track your crypto holdings:

  1. Go to Menu → Crypto Wallets
  2. Add Wallet
  3. Enter:
    • Wallet name
    • Cryptocurrency type (Bitcoin, Ethereum, etc.)
    • Amount
    • Purchase price (optional for tracking gains/losses)
  4. View Portfolio:
    • Total crypto value
    • Individual coin balances
    • Performance tracking

Statistics & Reports

Accessing Stats

Tap the 📈 Stats tab at bottom navigation

Statistics Dashboard

Available Charts

1. Monthly Overview

2. Category Breakdown

3. Trend Analysis

4. Account Balances

Filtering Data

By Date Range:

By Category:

By Account:

Exporting Reports

  1. Go to Stats Screen
  2. Tap Export Icon
  3. Choose Format:
    • PDF Report
    • Excel Spreadsheet
    • CSV File
  4. Select Date Range
  5. Tap Export
  6. Share via email, cloud storage, or save locally

Investment Tracking (Premium)

🔒 Requires Premium Subscription

Track stocks, bonds, mutual funds, and other investments.

Adding an Investment

  1. Open Menu → Investments
  2. Tap + Button
  3. Enter Details:
    • Investment Name (e.g., “Apple Stock”)
    • Investment Type (Stock, Bond, Mutual Fund, Real Estate)
    • Purchase Date
    • Purchase Price
    • Quantity/Units
    • Current Value (updates manually or automatically)
  4. Tap Save

Investment Dashboard

Portfolio Overview:

Individual Investment Details:

Updating Investment Values

Manual Update:

  1. Open investment details
  2. Tap Update Value
  3. Enter current market price
  4. Tap Save

Transaction History:

Investment Reports

Lending & Borrowing (Premium)

🔒 Requires Premium Subscription

Keep track of money you’ve lent to others or borrowed.

Recording a Loan

  1. Open Menu → Lending
  2. Tap + Button
  3. Select Type:
    • Lent: Money you gave to someone
    • Borrowed: Money you owe someone
  4. Enter Details:
    • Person’s Name
    • Amount
    • Date
    • Due Date (optional)
    • Interest Rate (optional)
    • Notes
  5. Tap Save

Loan Dashboard

Active Loans:

Loan Details:

Recording Payments

  1. Open loan details
  2. Tap “Record Payment”
  3. Enter:
    • Payment amount
    • Date
    • Payment method
  4. Tap Save

Result: Balance automatically updates

Reminders

Tax Management

Track tax-deductible expenses and prepare for tax season.

Setting Up Tax Categories

  1. Go to Settings → Tax Settings
  2. Create Tax Categories:
    • Business Expenses
    • Medical Expenses
    • Charitable Donations
    • Education
    • Home Office
    • Travel
  3. Tap Save

Linking Transactions to Tax Categories

When Adding Transaction:

  1. Fill in transaction details
  2. Tap Tax field
  3. Select applicable tax category
  4. Save transaction

For Existing Transaction:

  1. Edit the transaction
  2. Add tax category
  3. Save changes

Tax Reports

  1. Go to Tax Settings
  2. Tap “Generate Tax Report”
  3. Select:
    • Tax year
    • Tax categories to include
  4. Export as PDF or Excel

Report Includes:

Tax Deduction Tracking

Settings & Preferences

Accessing Settings

Tap ⚙️ Settings tab at bottom navigation

Available Settings

Account & Profile

Currency

Appearance

Notifications

Recurring Transactions

Tax Settings

Data Management

Premium

About

Changing Currency

  1. Go to Settings → Currency
  2. Select Currency from dropdown
  3. Format: USD - United States Dollar ($)
  4. Currency updates immediately

Setting Daily Reminders

  1. Go to Settings → Notifications
  2. Enable Daily Reminder
  3. Set Time (e.g., 8:00 PM)
  4. Receive daily prompt to log expenses

Backup & Restore

Manual Backup:

  1. Go to Settings → Backup Data
  2. Choose Backup Location:
    • Google Drive (if signed in)
    • Local device storage
    • Export as file
  3. Backup includes all transactions, accounts, categories

Restore from Backup:

  1. Go to Settings → Restore Data
  2. Select Backup File
  3. Confirm restoration
  4. ⚠️ Warning: Current data will be replaced

Reset All Data

⚠️ Use with extreme caution!

  1. Go to Settings → Reset Data
  2. Tap “Reset All Data”
  3. Confirm action
  4. All transactions, accounts, and data will be permanently deleted
  5. Cannot be undone unless you have a backup

Cloud Sync & Backup

🔒 Requires Budget or Premium Subscription

Benefits of Cloud Sync

How It Works

Automatic Sync:

What Gets Synced:

Using Multiple Devices

  1. Sign in with same Google Account on all devices
  2. Data automatically syncs between devices
  3. Changes on one device appear on others
  4. Real-time or next app launch

Manual Sync

  1. Pull down on Home screen to refresh
  2. Or go to Settings → Sync Now

Offline Mode

Google Drive Backup

Enable Drive Backup:

  1. Sign in with Google
  2. Go to Settings → Cloud Sync
  3. Enable Google Drive Backup
  4. Automatic daily backups to your Drive

Restore from Drive:

  1. Reinstall app on new device
  2. Sign in with Google Account
  3. App detects cloud backup
  4. Choose to restore
  5. All data restored

Subscription Plans

Finance Manager offers 3 subscription tiers:

Free Plan

Included Features:

Budget Plan

Monthly: $1.00/month Yearly: $11.00/year (Save 8%)

Everything in Free, plus:

Best for: Users who want ad-free experience and cloud backup

Premium Plan

Monthly: $2.50/month Yearly: $27.00/year (Save 10%)

Everything in Budget, plus:

Best for: Power users and investors

Subscribing

  1. Go to Settings → Premium
  2. View Plans
  3. Select Your Plan:
    • Budget Monthly
    • Budget Yearly (save 8%)
    • Premium Monthly
    • Premium Yearly (save 10%)
  4. Tap Subscribe
  5. Complete Google Play payment
  6. Features unlock immediately

Managing Subscription

View Status:

Cancel Subscription:

  1. Open Google Play Store
  2. Go to Menu → Subscriptions
  3. Find Finance Manager
  4. Tap Cancel
  5. Access continues until period ends

Upgrade/Downgrade:

  1. Go to Settings → Premium
  2. Select new plan
  3. Change takes effect immediately
  4. Prorated billing applied

Restore Purchases:

Troubleshooting

Common Issues

Google Sign-In Not Working

Problem: Can’t sign in with Google Account

Solutions:

  1. Check internet connection
  2. Update app to latest version
  3. Update Google Play Services
  4. Clear app cache:
    • Go to device Settings → Apps → Finance Manager
    • Tap Clear Cache (not Clear Data)
  5. Try signing out and back in

Transactions Not Syncing

Problem: Data not syncing across devices

Solutions:

  1. Verify signed in with same Google Account on all devices
  2. Check internet connection
  3. Pull down on Home screen to force refresh
  4. Go to Settings → Sync Now
  5. Check subscription status (Budget or Premium required)

Subscription Not Activating

Problem: Paid for subscription but features locked

Solutions:

  1. Go to Settings → Premium → Restore Purchases
  2. Check Google Play purchase:
    • Open Play Store → Menu → Subscriptions
    • Verify Finance Manager shows as active
  3. Wait 5-10 minutes for server sync
  4. Restart app
  5. Contact support with purchase receipt

App Crashes or Freezes

Solutions:

  1. Force Close App:
    • Device Settings → Apps → Finance Manager → Force Stop
  2. Clear Cache:
    • Device Settings → Apps → Finance Manager → Clear Cache
  3. Update App:
    • Open Play Store and check for updates
  4. Reinstall App:
    • ⚠️ First backup data if not using cloud sync
    • Uninstall and reinstall from Play Store

Lost Data After Reinstall

Prevention:

Recovery:

  1. Sign in with Google Account
  2. Go to Settings → Restore from Cloud
  3. Or restore from manual backup file

Categories Missing or Wrong

Problem: Categories appear incorrect

Solution:

Reminders Not Working

Problem: Not receiving daily reminders

Solutions:

  1. Check Notification Permissions:
    • Device Settings → Apps → Finance Manager → Permissions
    • Enable Notifications
  2. Check Reminder Settings:
    • App Settings → Notifications
    • Ensure reminder is enabled
    • Verify correct time is set
  3. Battery Optimization:
    • Device Settings → Battery → Battery Optimization
    • Find Finance Manager
    • Set to “Don’t optimize”

Cannot Attach Receipt Photos

Problem: Camera or gallery not working

Solutions:

  1. Check Permissions:
    • Device Settings → Apps → Finance Manager → Permissions
    • Enable Camera and Storage
  2. Storage Space:
    • Ensure device has available storage
    • Delete old photos or apps
  3. Try Other Method:
    • If camera fails, try gallery
    • If gallery fails, try camera

Getting Help

In-App Support:

Email Support:

Known Issues:

Tips & Best Practices

Daily Usage

  1. Log Transactions Immediately
    • Don’t wait until end of day
    • Use quick-add from Home screen
    • Attach receipts right away
  2. Set Up Recurring Transactions
    • Rent, subscriptions, salary
    • Saves time each month
    • Never forget regular expenses
  3. Review Weekly
    • Check Stats tab once a week
    • Identify overspending categories
    • Adjust budget accordingly

Organization

  1. Use Clear Account Names
    • “Chase Checking” not “Bank 1”
    • “Cash Wallet” not “Cash”
    • “Credit Card - Visa” not “Card”
  2. Add Notes to Transactions
    • Helps remember context later
    • Useful for taxes
    • Better for tracking
  3. Categorize Accurately
    • Use correct categories
    • Enables better insights
    • More accurate reports

Security

  1. Use Google Sign-In
    • Enables cloud backup
    • Protects against data loss
    • Syncs across devices
  2. Regular Backups
    • Even with cloud sync, do manual backups monthly
    • Store backup file in safe location
    • Test restore occasionally
  3. Device Security
    • Use device lock screen
    • App contains financial data
    • Keep device secure

Maximizing Value

  1. Go Premium for Investments
    • If you have investments, Premium pays for itself
    • Track portfolio performance
    • Tax reporting for gains/losses
  2. Use Tax Features Year-Round
    • Don’t wait until tax season
    • Tag deductible expenses as they happen
    • Keep receipts attached
  3. Leverage Lending Tracker
    • Never forget who owes you money
    • Track payment history
    • Set reminders for due dates

Frequently Asked Questions

General

Q: Is my data secure? A: Yes. Data stored locally on device and encrypted when synced to Firebase. We never share data with third parties.

Q: Can I use the app offline? A: Yes. Full functionality works offline. Data syncs when internet available.

Q: How many transactions can I add? A: Unlimited on all plans, including Free.

Q: Can I use the app on multiple devices? A: Yes, with Budget or Premium subscription. Sign in with same Google Account.

Subscriptions

Q: What happens if subscription expires? A: You lose access to premium features (investments, lending, cloud sync). Data remains on device. Re-subscribe anytime to regain access.

Q: Can I cancel anytime? A: Yes. Cancel via Google Play Store. Access continues until period ends.

Q: Are there refunds? A: Refunds handled by Google Play Store per their policy. Contact Google Play support.

Q: What’s the difference between Budget and Premium? A: Budget gives ad-free + cloud sync. Premium adds investment tracking, lending management, and crypto wallets.

Data & Sync

Q: What if I lose my phone? A: If signed in with Google, all data is backed up. Install app on new device, sign in, and data restores automatically.

Q: Can I export my data? A: Yes. Go to Settings → Export Data. Choose PDF, Excel, or CSV format.

Q: How do I switch devices? A: Sign in with Google on new device. Data syncs automatically (requires Budget or Premium).

Features

Q: Can I edit old transactions? A: Yes. Tap transaction → Edit → Make changes → Save.

Q: Can I add custom categories? A: Currently, categories are pre-defined. Custom categories coming in future update.

Q: Does the app support multiple currencies? A: Yes, 150+ currencies. Set in Settings → Currency. All accounts use same currency.

Q: Can I track business expenses separately? A: Yes. Create separate account for business, use tax categories, and filter reports by account.

Keyboard Shortcuts

Built-In Calculator

When entering amounts, use the calculator:

Date Selection

Updates & New Features

Finance Manager is actively developed with regular updates:

Stay Updated:

Privacy & Security

Data Collection

We collect minimal data:

Data Usage

Permissions

Why we need them:

Security Measures

Contact & Support

Need Help?

In-App Support:

Email:

Bug Reports:

Feature Requests:

Glossary

Account: A place where money is kept (bank, cash, wallet)

Transaction: Any movement of money (expense, income, transfer)

Category: Classification of transaction (food, transport, etc.)

Recurring Transaction: Automatic transaction that repeats on schedule

Cloud Sync: Automatic backup to internet servers

Investment: Asset purchased to generate returns

Lending: Money lent to others or borrowed

Tax Category: Classification for tax-deductible expenses

Budget Plan: Mid-tier subscription with ad-free and cloud sync

Premium Plan: Top-tier subscription with all features

Appendix

Supported Currencies

150+ world currencies including:

System Requirements

Version History

Version 1.0.0 (Current)

Thank you for using Finance Manager!

We’re committed to helping you take control of your finances. If you find the app helpful, please consider leaving a review on the Play Store. Your feedback helps us improve and reach more users.

Happy budgeting! 💰

Last Updated: November 2025 Finance Manager v1.0.0

Finance Manager - Complete Money Management

© 2025 Aether Apps. All rights reserved.

Privacy Policy | User Manual | Delete Account | Support